Minneapolis Helps Muslim Businesses Follow Sharia Law

Nick Sudheimer, MN Daily, February 7, 2012

In 2005, Afrik Grocery and Halal Meat on Cedar Avenue needed to expand. Owner Abdi Adem, who operates his business under Sharia law, needed to find a loan that funded the expansion and complied with his religious beliefs.

Finding the loan was easier than he expected.

Since December 2006, the city of Minneapolis, in partnership with the African Development Center, has given out 54 loans in a way that is compliant with Islamic law by using a fixed rate in place of a variable interest rate, which some considered sinful.

Instead of charging interest, the city and the ADC estimate how long it will take the business to pay off the loan and totals what the interest would be. That amount is added as a lump sum to the total cost of the loan.

“It feels like, looks like and acts like a loan, but it’s just a different way of looking at it,” said Hussein Samatar, executive director of the ADC.

Abdulwahid Qalinle, an adjunct associate professor of Islamic law at the University of Minnesota, said interest rates can be considered sinful under Sharia law.


Through the Alternative Financing Program, small lenders—usually the ADC—will offer a loan and the city will match it up to $50,000. Business owners will then pay back the lender and the city.


Shaw added that although the loans are targeted toward Muslims, any business owner can apply for a similar loan with an interest rate that has a similar effect as the Sharia law loans. {snip}

Of the 54 loans the city and the ADC has given, only one has gone into default.

According to a 2009 report from the Small Business Administration, the national default rates are around 12 percent.

“This really, truly has been one of the phenomenal success stories of Minneapolis,” Samatar said.


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  • Dhimmitude.

    As for the Interest they supposedly pay, I doubt it.  They say it but where’s the proof?  I’m bettin’ right now, what they pay and what everybody else pays is quite different.

    Did anyone bother to get permission from The American Tax Payers’ whether or not they were willing to loan their Money to muslims while they still are straddled with both Depressed Wages and Exorbitant Prices for everything across the board and while they themselves, do not get easy and “interest free” loans?

  • Anonymous

    Sending women strapped with suicide bombs into crowded markets – justified defense of the faith. Variable interest rates on loans – outrageous and sinful.

  • The Twin Cities have too many weak minded Scandinavians and Germans who are horrified of being called “Nazis.” This is compounded by the psychopathic bleeding heart philosophy of universalist Christianity as practiced by Catholics and Lutherans who want state and federal money to bring in Muslim and Somali scumbag welfare parasites. Excuse me, Catholics and Lutherans who care deeply about the physical and eternal well being of their fellow Akhbar and Bantu. Right, right.

  • Anonymous

    I am sure the citizens of Minnapolis love the fact that their tax money is being used to finance Islamic business in their city. How and when does the city stop loaning money to Islam. Is it when Islam blows up a bus, or a church, or a mall? Dealing with the devil does have its consequences. If I lived in Minnapolis, I would be down at city hall raising unmitigated hell.

  • Fr. John+

    Alexandra (and moderator) Hunter Morrow’s post didn’t need to be ‘edited’ -he’s speaking the truth. But to presume that the faith of “Abraham, Isaac, and Jacob” is a form of universalism, is both disingenous to the concept of Christendom (meaning White Europe) as well as the entire biblical construct of Election. If one reads the Bible and notes how/who were the recipients of the Apostles’ first missionary endeavors, you’d see that, now as it has always been, Christianity is a “White Man’s Religion.”
    End of Story.