U.S. Touts Benefits of Health Law for African-Americans

Karen Bouffard, The Detroit News, December 10, 2013

A Detroit family of four with an income of $50,000 a year could buy insurance at healthcare.gov for as little as $126 a month after subsidies, the U.S. government announced Monday as part of a report on how federal health care reform impacts African-Americans.

[snip}

The federal Affordable Care Act is intended to add millions of Americans to the ranks of the insured by providing government subsidies to help pay for premiums. The U.S. Department of Health and Human Services issued its report Monday to show how the law will address a disparity of health coverage that exists for African-Americans.

Six out of 10 uninsured African-Americans who may be eligible for coverage through the Health Insurance Marketplace might qualify for Medicaid, the Children’s Health Insurance Program (CHIP), or tax credits to help with premium costs, according to the report.

“Through the Health Insurance Marketplace, 6.8 million uninsured African-Americans have new options for affordable health coverage that covers a range of benefits, including important preventive services with no out-of-pocket costs,” Kathleen Sebelius, U.S. Secretary of Health and Human Services, said in a press release.

{snip}

[Editor’s Note: Here is the full press release:

According to a new report released today by the Department of Health and Human Services, six out of ten (4.2 million) uninsured African Americans who may be eligible for coverage through the Health Insurance Marketplace might qualify for Medicaid, the Children’s Health Insurance Program (CHIP), or tax credits to help with the cost of premiums. If all states took advantage of new opportunities to expand Medicaid coverage under the Affordable Care Act, 95 percent of uninsured African Americans who may be eligible for the Marketplace might qualify for Medicaid, the Children’s Health Insurance Program (CHIP), or tax credits to help with the cost of premiums.

“The health care law is working to address long standing disparities in health care coverage and improve the health of the African American community,” said Secretary of Health and Human Services Kathleen Sebelius. “Through the Health Insurance Marketplace, 6.8 million uninsured African Americans have new options for affordable health coverage that covers a range of benefits, including important preventive services with no out-of-pocket costs.“

Today’s report also details uninsurance rates by state and provides several examples of what premiums might look like for African Americans living in major metropolitan areas. One fifth of uninsured African American citizens and permanent residents live the greater Atlanta, New York, Chicago, Dallas, Houston, and Detroit metropolitan areas. A 27-year-old in Atlanta with an income of $25,000 can pay as little as $105 a month for a bronze plan after applying the tax credit, while a family of four with an income of $50,000 could pay $148 a month for a bronze plan after applying the tax credit.

Nationwide, about 2 million uninsured African Americans may be eligible for coverage through Medicaid or the Children’s Health Insurance Program (CHIP).

States have new opportunities to expand Medicaid coverage to include Americans with family incomes at or below 133 percent of the federal poverty level (generally $31,322 for a family of four in 2013). This expansion includes adults without dependent children living at home, who have not previously been eligible in most states.

An additional 2.2 million eligible uninsured African American adults with family incomes below 100 percent of the federal poverty level live in states that are not expanding Medicaid. The number of uninsured African Americans who may be eligible for access to health coverage at a lower cost would increase from 60 to 95 percent if all states adopted the Medicaid expansion.

To read today’s report, visit: http://aspe.hhs.gov/health/reports/2013/UninsuredAfricanAmericans/ib_UninsuredAfricanAmericans.cfm].

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  • David Ashton

    Doesn’t Medicaid compete with Mexicaid for tax $$?

    • Actually it competes with Medicare.
      Look for Medicare Part E & F policies to be advertised shortly after 50% of the blacks in the country join Medicaid.

  • “They could get this plan for that amount after subsidies and this alphabet soup program and that alphabet soup program…”

    And most will go on Medicaid.

  • Dave4088

    I rarely go to the doctor, but the next time I do I’m sure the waiting room will be filled with members of the black underclass thanks to Obamacare.

    • Sue

      You don’t get a waiting room or a doctor. You just get to pay for it. Be happy or you be whiny.

    • Erasmus

      Keep your hand on your wallet and your guard up.

    • me

      And this will be your ‘doctor’–

      • Puggg

        This will be your doctor.

        Not his “if looks could kill” wife, who has the look of an about-to-be-ex-wife about her.

        • saxonsun

          A picture IS worth a thousand words–look as Obama getting in close with the white woman.

          • Katherine McChesney

            Look at that ugly profile of the first Wookie.

    • Katherine McChesney

      My doctor had an all white staff until my last appointment. Two bad attitude blacks were working as the receptionist. Two blacks replacing ONE WHITE. I reported their arrogant attitudes with the doctor.

  • Sue

    Okay a question: If we’re not supposed to be racist, how come every hand out is touted as benefits for African Americans? “African” is raciss.

    • me

      Silly rabbit, only Whites can be raaaycis’!

    • Evidently you didn’t get the memo. The liberal party line is that blacks can’t be racists because they don’t have the power.

      I have generalized this to …

      Members of [identify some weird supposed victim group]
      can’t be [identify some socially undesirable characteristic]s
      because they don’t have the power.

      Example …

      Dwarf Americans of Lithuanian descent can’t be wife-beating philanderers
      because they don’t have the power.

      Go on, give it a try yourself.

  • Spartacus

    Don’t worry – between falling birthrates, affirmative action and porous borders – Whitey’s money will run out . Then the monkeys will starve .

    • me

      Nope. They will make Whites into Soylent Green….

  • odious liberal

    Plan B, get the stupid negroes to visit the website to improve numbers.

    • me

      But computers are raaaycis’!

      • Spartacus

        Nearly fell of my chair laughing !

      • saxonsun

        So this person is actually admitting that blacks have inferior intelligence.

      • Katherine McChesney

        Where did you get this? Is it legitimate? I mean is this ‘for real’?

  • Daniel Schmuhl

    The health law is mostly yet another extremely inefficient transfer program.

    • sbuffalonative

      And it was sold to the American people as solving any and every health issue. How many talking heads told us, ‘people were obese and had diabetes because they didn’t have access to doctors. Once they start going to doctors the rates of obesity and diabetes will fall lowing costs for everyone’?
      Watch for rates of diabetes and obesity to remain the same or increase. They talking heads will be stymied by the failure of the system.

      • Alexandra1973

        I understand avoiding a lot of sugar helps prevent diabetes and obesity.

        A year or so ago I was drinking a lot of raw milk and I lost a good amount of weight. Well worth the $20 a month boarding fee for a herd share. 🙂

  • Erasmus

    I’d be happy to help subsidize a health plan that encourages AA’s to get tubal ligations and vasectomies

    • Alexandra1973

      And castrations for prisoners.

  • IstvanIN

    Every single law MUST benefit blacks or it is racist or useless. Incredible, isn’t it?

  • M.

    Any form of socialism (wealth redistribution) benefits the lower races. In absence of nationalism, stay as away from big government as possible.

  • WR_the_realist

    Who’s paying for those subsidies? Me. Thanks a lot, Democrats.

  • GeneticsareDestiny

    “Six out of 10 uninsured African-Americans who may be eligible for coverage through the Health Insurance Marketplace might qualify for Medicaid, the Children’s Health Insurance Program (CHIP), or tax credits to help with premium costs, according to the report.”

    I’m more surprised that four out of 10 uninsured blacks don’t qualify for any of the above. I didn’t think that many had decent salaries. Must be the nice government and AA private sector jobs.

  • dave

    The Gov’t and politicians cater to the most priviledged race in this country.These people have this country by the balls and they want more,more and more Black priviledge is alive and well in America.

  • Alexandra1973

    I’m asking, “affordable for who?”

  • Ella

    This might explain why Whites are being outlived by Hispanics. We have to work longer hours to avoid poverty while we lose our earned bread from our mouths -loss of security. The government will take it at the end as Whites still try to maintain some wealth to pass on to next generation. This works against us in having children. A perceived threat means less likely to have 0-2 children due to financial hardships, real or not.

  • Earl Turner

    “A Detroit family of four with an income of $50,000 a year”

    HAHAHAHAHA!!!!!!!!!!!!!!! Stop! You’re killing me!